ROMS is a discretionary call writing investment management service of Rampart Investment Management, a registered investment adviser unaffiliated with Merrill Lynch. This website is intended to describe generally how the ROMS service works, but it is not a complete description of ROMS or how Rampart performs its investment management responsibilities. Merrill Lynch does not control or supervise Rampart, and Merrill Lynch is not acting as financial advisor or fiduciary with respect to options transactions executed pursuant to Rampart's discretion under the ROMS service.

All analyses and projections depicted herein are for illustration only, and are not intended to be representations of generalized ROMS performance or expected results. They are based on stock prices, implied volatilities, interest rates and other factors current at the time the illustration was created, but all of which are subject to change. The results achieved by individual clients will vary and will depend on a number of factors including the particular underlying stock and its dividend yield, option market liquidity, interest rate levels, implied volatilities, and the client's expressed return and risk parameters at the time the service is initiated and during the term. Past performance is not a guarantee of future results. Supporting documentation for any claims, comparisons, recommendations, statistics or other technical data will be furnished upon request to the Merrill Lynch Investments and Wealth Management Group.

The upside potential of fully written call option positions is limited to the strike price plus the premium received. Unless the position is closed, the client relinquishes any upside potential above the call strike price. The downside protection afforded by call writing is limited to the amount of the premium received. If the stock held by the client declines significantly, the only protection will be the premium received.

Clients subscribing to the ROMS service should be willing to sell all of the stock under the ROMS Investment Management Agreement at the Target Price. The sale of stock will produce tax consequences for U.S. taxpayers. Each option transaction also produces a tax consequence. Prior to undertaking the ROMS service, you should discuss with your personal tax advisor how the options transactions and any sales of underlying stock will affect your tax situation. Neither Merrill Lynch nor its Financial Advisors provide tax advice.

If the ROMS service is established against vested, unexercised employee stock options or restricted stock, you will be required to maintain margin-eligible collateral at all times that calls are written. Such collateral shall be subject to liquidation under the terms of your margin account agreement if it becomes necessary to satisfy any obligation arising from calls written. The illustrations in this website do not consider the use of margin or margin interest charges. All indicative returns are before fees and expenses, including margin interest expense, if applicable.

Be advised that Merrill Lynch's access to institutional flow and other off-floor sources of liquidity will result in price improvement in certain cases. Not all trades will experience improved execution.

Option trading is not suitable for all investors. You should read and understand the "Characteristics and Risks of Standardized Options" document.

This website does not disclose all of the risks and other significant aspects of entering into the program. Past performance is no guarantee of future results. Supporting documentation for any claims, comparisons, recommendations, statistics or other technical data will be furnished upon request.

Options trading is not suitable for all investors. Viewing this website and/or video must be either accompanied or preceded by the booklet "Characteristics and Risks of Standardized Options." The booklet can be downloaded from this site, can be obtained from your Merrill Lynch Financial Advisor, or can be accessed under the Publications Section of the Option Clearing Corporation's website: www.theocc.com.

Option writers are subject to assignment risk each day their options are exercisable. There is no guarantee that your options will not be assigned. Investors who sell call options against their entire position do not participate in the potential upside of the underlying stock position above the call strike price and continue to bear the risk of a decline in the value of the stock.

Be advised that Merrill Lynch�s access to institutional flow and other off-floor sources of liquidity will result in price improvement in certain cases. Not all trades will experience improved execution.

If the call writing program is established against vested unexercised employee stock options or restricted stock you should understand that you will be required to maintain margin-eligible collateral at all times during the program. Such collateral shall be subject to liquidation under the terms of the margin account agreement in the event it becomes necessary to satisfy any obligation arising from calls written on your behalf.

Before engaging in this customized options management service, you must open an Options Account as well as review and execute the Rampart Investment Management Agreement granting trading authorization to Rampart Investment Management. By executing the Agreement, you acknowledge receipt of Rampart's SEC Form ADV Part II and the Merrill Lynch "Solicitor Disclosure Document."